Tuesday, July 10, 2012

The Hardest Part of Retirement is...

...dealing with health insurance issues. When we decided to move to Colorado, we checked with our health provider, Kaiser, and we were told we would be able to stay with Kaiser if it was offered in Colorado. We have been jumping through hoops ever since.

The Facts: My husband is 65 and I am 60. He had to sign up for Medicare Part A as soon as he turned 65 or pay a penalty. He did that. He was covered under my employer until July 31, 2012 and could not sign up for Medicare Part B until that insurance ran out. We also found out after we moved here that the house we moved to is in the wrong zip code to stay with Kaiser! So now he has to sign up for Part B and also get a supplemental policy to pay for what Medicare won't pay for and once he has a provider, sign up with Medicare Part D for prescription drugs. The awful thing about this is Social Security doesn't know what Medicare is doing, Medicare doesn't know what Social Security is doing, and nobody is giving us straight answers to our questions. I've had to sign up with a health care PPO that is going to cover me for a mere $469.00 a month and it doesn't cover much. Thank you Lord that I'm healthy.

The one good part about this is we are learning our way around Fort Collins pretty fast because you have to go to a different place to do anything. Yesterday we spent 1 1/2 hours at the Department of Revenue to get our drivers licences, then we had to drive across town to the County Court House to get our car registered with the Larimer County Clerks office. Today we were at the Federal Building for Social Security and then a security guard sent us on a wild goose chase, by telling us we had to go to Poudre Valley Hospital to get signed up for Medicare Part D.

I'm taking a deep breath through my nose and blowing it out my mouth. Sighhhhh!

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