Monday, August 05, 2013

Broken Arm and Medical Bills

I had my last orthopedic doctor's appointment this morning for my broken left arm. Dr. Baer was very impressed with how far I had been able to rehabilitate my arm by myself. That's right folks, no physical therapy because I have no health insurance. I asked the doctor to just give me some exercises  and I would do them on my own. I'm pretty proud of myself because he told me today that he really didn't expect me to get full function back in my arm and I'm almost there. Usually it takes between 8 months and a year to get full function if at all. I'm only 3 months  into this. I can raise my hand above my head to match my other arm and even though it hurts, raise it from  my side all the way up. I'm still working on getting it higher behind my back but it's getting easier every day.

By the way, I had crappy health insurance with a $5000.00 deductible. My bills are coming out to be around $4000.00, so I'm on the hook for all of it. It was $1117.00 just for the three mile ambulance ride. One of my neighbors that is a first responder let me in on a little secret. Unless you are having a possible heart attack, don't let them transport you. At least here in Colorado, you can call an ambulance, have them check you out, even have them splint a broken bone and then refuse to be transported. They won't charge you for it. I wish he would have told me that before I fell.

It remains to be seen if Obama care will help me get decent health insurance in January or if I will be saving my money to pay the IRS penalty!

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